Residential Bridging

Highlights

NO minimum loan size (loans considered up to £2m)

NO minimum loan term (up to 18 months)

Up to 75% LTV (gross) on purchases

Up to 70% LTV (gross) on capital raise and refinances

Interest rates starting from 1.05% per month

We do not offer loans for owner-occupied or personal residential use. All lending is unregulated and for business purposes only.

Key Uses

🏡 Investment Property Purchase
Quick funding for residential acquisitions — ideal for buy-to-let, HMOs, or pre-planning investment buys

💷 Capital Raise / Refinance
Release equity from existing property or refinance existing loans to fund new projects or business needs.

🏚️ Light Refurbishment
Finance for cosmetic or non-structural works to enhance value before resale or refinancing.

🪟 Below Market Opportunity
Act fast to secure time-sensitive or off-market residential properties at a discount.

📆 Chain Break (Investment)
Prevent a collapsed investment purchase when a buyer in the chain pulls out or delays.

No Minimum Bridge Term • 2% Arrangement Fee • 1 Month Exit Fee

Who We Work With

🏢 Ltd Companies & SPVs
Used for property investment, trading, or development structures.

👨‍💼 Experienced & First-Time Investors
Active or aspiring investors with viable business-use projects and clear exit plans.

💼 High Net-Worth Individuals
Those meeting HNW definitions, borrowing for commercial or investment activities.

🏘️ Developers & Landlords
Looking to acquire, refurbish, or refinance residential investment properties.

🌐 Flexible, Case-by-Case Approach
We consider a wide range of borrower types — if the deal makes sense, we’ll take a look.

How It Works

Make an Enquiry
Send us the basic deal details — property, loan amount, and borrower info.
📩 Use our enquiry form or speak to a lending specialist.

Get a Quote
Receive indicative terms, usually within 24 hours.

⚡ Tailored to your scenario, with no obligation.

Credit Review & Valuation
We run due diligence, underwrite the deal, and instruct valuation simultaneously.
🔎 You’ll deal directly with decision-makers.