Commercial Bridging

Highlights

NO minimum loan size (loans considered up to £2m)

NO minimum loan term (up to 18 months)

Up to 70% LTV (gross) of 180-day VP or purchase price on purchases

Up to 65% LTV (gross) of 180-day VP or purchase price on capital raises and refinances

Interest rates starting from 1.1% per month

We do not offer loans for owner-occupied or personal residential use. All lending is unregulated and for business purposes only.

Key Uses

🏬 Vacant or Tenanted Commercial Purchases
Acquire offices, retail units, warehouses, or mixed-use assets — tenanted or vacant.

💷 Refinance of Expiring or High-Cost Loans
Exit short-term finance or restructure existing debt under pressure.

🔧 Value-Add & Light Works
Fund minor works, lease improvements, or prepare the property for sale/refinance.

🏗️ Pre-Planning or Pre-Development Hold
Secure or hold commercial assets before transitioning to development or term finance.

📈 Business Opportunity Purchases
Act quickly to secure time-sensitive commercial investment opportunities.

No Minimum Bridge Term • 2% Arrangement Fee • 1 Month Exit Fee

Who We Work With

🏢 Ltd Companies & SPVs
Commonly used for commercial investment and development projects.

👔 Experienced Commercial Investors
Clients with a proven track record or demonstrable business case.

🏗️ Property Developers
Seeking short-term hold, site prep, or pre-development bridging.

💼 Owner-Investors & Trading Businesses
Securing commercial premises for business operations or investment (non-regulated).

🌐 Flexible, Case-by-Case Approach
We consider a wide range of borrower types — if the deal makes sense, we’ll take a look.

How It Works

Make an Enquiry
Send us the basic deal details — property, loan amount, and borrower info.
📩 Use our enquiry form or speak to a lending specialist.

Get a Quote
Receive indicative terms, usually within 24 hours.

⚡ Tailored to your scenario, with no obligation.

Credit Review & Valuation
We run due diligence, underwrite the deal, and instruct valuation simultaneously.
🔎 You’ll deal directly with decision-makers.