Auction Finance

Highlights

NO minimum loan size (loans considered up to £2m)

NO minimum loan term (up to 18 months)

Up to 75% LTV (gross) on purchases

Interest rates starting from 1.05% per month

We do not offer loans for owner-occupied or personal residential use. All lending is unregulated and for business purposes only.

Key Uses

🔨 Auction Property Purchases
Fast funding for properties won at auction, meeting tight completion deadlines.

🏚️ Unmortgageable Properties
Buy properties that require work or don’t qualify for traditional finance.

💷 Cash Buyer Advantage
Secure deals as a “cash buyer” with backing from bridging finance.

📈 Value-Add Opportunities
Acquire assets for refurbishment, resale, or refinance at a higher value.

📆 Pre-Approved Funding
Get terms agreed before the auction to bid with confidence.

No Minimum Bridge Term • 2% Arrangement Fee • 1 Month Exit Fee

Who We Work With

🏢 Ltd Companies & SPVs
Established to acquire and hold property purchased at auction.

👨‍💼 Property Investors
Experienced or first-time buyers looking to secure fast funding for investment opportunities.

🔧 Refurbishment & Flip Investors
Purchasing properties to renovate and resell or refinance.

⚡ Time-Sensitive Buyers
Clients needing to complete within 28 days or faster.

🌐 Flexible, Case-by-Case Approach
We consider a wide range of borrower types — if the deal makes sense, we’ll take a look.

How It Works

Make an Enquiry
Send us the basic deal details — property, loan amount, and borrower info.
📩 Use our enquiry form or speak to a lending specialist.

Get a Quote
Receive indicative terms, usually within 24 hours.

⚡ Tailored to your scenario, with no obligation.

Credit Review & Valuation
We run due diligence, underwrite the deal, and instruct valuation simultaneously.
🔎 You’ll deal directly with decision-makers.